Once you have found the property that you want to purchase, your agent will prepare an offer.

Once your offer is accepted by the seller, it is time to move on to the next step. Schedule on inspection of the property by a state licensed inspector. This needs to be done within the option period that was agreed upon by both parties. You can choose to have more than one specialized inspector for certain areas of the house, for example, the roof, HVAC, Structure, termite and more.

Commercial properties are a little bit different, for commercial purchases you would need to conduct an environmental audit for the lending institution. We will go over all of this with you in person.

Depending on the outcome of these inspections, one of two things may happen:

1. There will be a request to renegotiate of terms of the contract

2. Or you will ask the seller to make the required repairs

Most people use a lending company to purchase the property, if this is the case, they will send an appraiser to determine the value of the property. They do this by checking the square footage, building costs, comparable pricing of properties, improvement and more. Check in often with your lender to make sure that the loan will go through by the time of your closing.

If you are obtaining a loan, you will be required by your lender to purchase a minimum amount of insurance for your property. That amount will depend on the purchase price of the property. We will be happy to recommend experienced knowledgeable insurance agents for every property type that will help you save money.

Before You Buy

Choosing Your Agent

The Right Property

Closing Time